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Ride Smart, Ride Safe: Why Motorcycle Safety and Insurance Matter

It’s all fun when exciting new movies like One Fast Move come to Prime Video on August 8th for our home entertainment. One Fast Move shows a young male character...

It’s all fun when exciting new movies like One Fast Move come to Prime Video on August 8th for our home entertainment. One Fast Move shows a young male character entering the world of professional motorcycle racing, filled with competitive drama. However, in the real world, we have to factor in the many ways that we can protect ourselves and others so that we can enjoy riding a motorcycle for many years to come.  

Focusing on safety while driving a motorcycle is crucial due to the inherent risks and vulnerabilities of riding on two wheels. Here are six reasons why safety should be a top priority:

Limited Protection

Unlike cars, motorcycles lack the protective structure of a cabin, airbags, and seat belts. In an accident, riders are more exposed and have a greater risk of severe injury or death.

Increased Vulnerability to Road Conditions

Motorcycles are more susceptible to potholes, wet or slippery surfaces, loose gravel, and debris. Even minor road imperfections can cause a loss of control, making it essential to stay alert and ride defensively.

Reduced Visibility

Motorcycles are smaller and less visible to other drivers, especially in blind spots. If a driver cannot see you, it increases the risk of being overlooked by car and truck drivers, leading to potential collisions. It helps to ensure that other motorists see you, which is vital for safety.

Higher Accident Severity

Motorcycle accidents often result in more severe injuries than car accidents. Speed, lack of protection, and direct impact can lead to severe consequences, making preventive safety measures critical.

Balance and Stability Challenges

Riding a motorcycle requires maintaining balance and stability, which can be challenging at low speeds, during sharp turns, or in adverse weather conditions. That is why wearing protective gear and riding within your skill level is always encouraged to help mitigate these risks.

Longer Reaction Times

Motorcycles require greater precision and longer reaction time to respond to sudden changes in traffic or road conditions. Being focused on safety ensures you’re better prepared to react appropriately, reducing the likelihood of accidents.

Safety is one aspect of motorcycle riding, but what about insurance coverage? Getting insurance for your motorcycle is very important for reasons ranging from financial protection to legal compliance. In most places, motorcycle insurance is a legal requirement. 

If you drive without it, you leave yourself exposed to all kinds of risks, such as fines, license suspension, or even impoundment of your motorcycle. You must also remember the financial impact it could have if you need to cover medical, uninsured motorist, and repair expenses for damages.

It is best practice to drive safely as an insured rider for peace of mind and confidence while riding your motorcycle.

Do you currently have motorcycle insurance? If not, our insurance agents will happily provide you with a quote today.

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