Types of Insurance

Types of Insurance

Protect yourself from unexpected disasters! Life can throw you a curveball when you least expect it. A car accident, a kitchen fire or even a natural disaster can cause both emotional and financial devastation. But fret not, for insurance can be your saving grace in times of need. To help narrow down your options, here are the main types of insurance policies you should know.


Whether you have a great driving record or have stumbled along the way, do not let your premiums hurt your pocket! Allow us to do the hard work and enjoy watching those monthly payments shrink. We guarantee that we will find the right auto insurance rate that fits your budget.

motorcycle insurance get a free quote


Motorcycle insurance works much like car insurance. As the policyholder, you choose how much coverage you want and how much you're willing to pay for it. It's important to find a policy that you can afford, but also make sure you have enough protection in case you have an accident or your motorcycle gets stolen. 

atv insurance get a free quote

ATV & Off Road

With an ATV Insurance policy, you are presented with a range of opportunities and protections. By investing in this legal agreement between yourself (as the driver) and your chosen insurer, you can ensure that financial protection is provided against any losses outlined within it.

rv insurance get a free quote

RV & Motorhome

Make sure you don't set off on your journey with anything less than the right protection and coverage. With Farmers Insurance - Young Douglas, get reliable Motorhome or RV insurance to make certain that all state regulations are followed and any unexpected incidents won't be able to ruin your trip. 

boat insurance get a free quote


Boat insurance can help you enjoy your time on the water without worrying about unexpected costs. Whether you need coverage for a new boat or personal watercraft, or are looking to switch to a better rate, Farmers Insurance - Young Douglas can provide the protection you need. Don't let an accident or mishap ruin your fun on the water.

homeowners insurance get a free quote


Homeowners insurance is essential for safeguarding your home and personal belongings. Whether you're looking to repair or replace damaged property, cover additional living expenses in case of an insured loss, or protect yourself from liability claims if someone is injured on your property, Young Douglas Insurance has the right coverage option for you. 

renters insurance get a free quote


Approximately 100 million people in the United States are renters, but many of them may not realize the importance of having renters insurance to protect their personal property. Don't assume that your landlord's insurance will cover your belongings in the event of a disaster or theft. Make sure to protect yourself and your possessions with renters insurance.


Condo insurance is a policy offered by Farmers Insurance that provides coverage for condominiums and their occupants. This type of policy can offer financial protection against losses associated with property damage and liability, giving peace of mind to condo owners in the event of something unexpected happening that would otherwise put them at risk of being unable to pay these costs out-of-pocket.

mobile home insurance get a free quote

Mobile Home

Mobile homes are a popular and affordable housing option for many people, but it's important to protect your home and personal belongings from potential risks. With mobile and manufactured home insurance from Farmers, you can get the coverage you need at a price that fits your budget. 

vacant home insurance get a free quote

Vacant Home

Whether or not obtaining this kind of coverage is right for any particular individual depends on their needs and budget constraints. If they are looking for additional financial protection against unexpected events like storms damaging the property while it's empty, then vacancy insurance may make sense in their case. 

vacation home insurance get a free quote

Vacation Home

Farmers Insurance - Young Douglas offers coverage for vacant properties through their insurance options and features. This is especially important because owning a vacant property, whether it's due to waiting for a sale, searching for a tenant, or undergoing renovations, comes with unique risks. 

business insurance get a free quote


Young Douglas provides a comprehensive range of insurance products and services designed to meet the needs of businesses large and small. From general liability to property coverage, business owners will find the right protection with competitive rates that fit their budget. 

commercial auto insurance get a free quote

Commercial Auto

Young Douglas provides business owners with quality coverage for their commercial auto fleets. This includes liability protection, collision, comprehensive coverage, medical payments, and uninsured motorist coverage to protect your vehicles in most states. The exact types of coverage available on a commercial auto policy will depend on the individual state law as well as the type of work performed by the drivers and vehicles.

commercial property insurance get a free quote

Commercial Property

A comprehensive commercial property policy from Young Douglas can provide coverage for buildings, business personal property (such as inventory or equipment), and loss of income due to certain types of damages or disruptions. Other types of coverages may be included depending on the specific needs of the business such as liability insurance if customers are allowed access to the premises.

commercial crime insurance get a free quote

Commercial Crime

Commercial crime insurance is a type of policy that protects organizations against financial losses caused by criminal activity. This type of insurance can help businesses recover from embezzlement, misrepresentation, computer fraud, theft, and other types of crime-related losses. Farmers Insurance - Young Douglas offers a variety of commercial crime policies tailored to meet the specific needs of different businesses.

business umbrella insurance get a free quote

Business Umbrella

Business umbrella insurance provides an additional layer of liability protection for businesses that have exhausted their standard commercial policies. Farmers Insurance - Young Douglas's commercial umbrella insurance protects business owners from potentially catastrophic, large-dollar claims and lawsuits resulting from accidents or negligence.

workers compensation insurance get a free quote

Workers Comp

Workers' compensation insurance protects employers and their employees in the event of a job-related injury or illness. It is designed to cover any medical costs, lost wages, and other financial losses associated with an accident on the job. 

term life insurance get a free quote

Term Life

Term life insurance is an important thing to think about if you want to make sure your loved ones are taken care of financially. If something happens to you and you die, a term life insurance policy will give your family a set amount of money over a period of time. 

whole life insurance get a free quote

Whole Life

When it comes to providing comprehensive and long-term protection for your loved ones, whole life insurance is a great choice. Unlike term life insurance, which only covers you for a certain period, whole life insurance offers coverage for your entire lifetime, and that's not all. 

universal life insurance get a free quote

Universal Life

Universal life insurance is a type of permanent life insurance that offers both coverage and an opportunity to save for the future. This policy combines protection with a savings component, so policyholders can relax knowing that their loved ones are taken care of in the event of something unexpected happening.

workers compensation insurance get a free quote


Accidental death insurance is a type of life insurance that offers coverage in the event of accidental death. It is similar to term life insurance, but with additional coverage for accidental deaths. 

term life insurance get a free quote


Earthquake insurance is a policy that offers financial protection to homeowners in the event of a natural disaster like an earthquake. 

whole life insurance get a free quote


Flood insurance is a type of insurance policy that helps protect your home and personal belongings from damages caused by flood events. 

universal life insurance get a free quote


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