Farmers Insurance - Young Douglas 3602 INLAND EMPIRE BLVD ONTARIO CA 91764
Farmers Insurance - Young Douglas in Ontario California 91764
Young Douglas is an Insurance Agent and the owner of Farmers Insurance - Young Douglas office in Ontario, California. We specialize in helping individuals and their families throughout California find the right insurance coverage to meet their needs.

Our services extend to surrounding cities such as Rancho Cucamonga, Chino Hills, Los Angeles, San Diego, Riverside, Palos Verdes Estates, Marina del Rey, and many more.

Whether you need Auto Insurance, Homeowners Insurance, Life Insurance, or Commercial Insurance, the team at Farmers Insurance - Young Douglas can help you find the coverage that is right for you.

Contact us today to learn more and get a free quote for your insurance needs.

Business Umbrella Insurance

Get Free Business Umbrella Insurance Quotes Online at Farmers Insurance - Young Douglas

What Is Business Umbrella Insurance?

Business umbrella insurance provides an additional layer of liability protection for businesses that have exhausted their standard commercial policies. Farmers Insurance - Young Douglas's commercial umbrella insurance protects business owners from potentially catastrophic, large-dollar claims and lawsuits resulting from accidents or negligence.

What Does A Business Umbrella Policy Cover?

A commercial umbrella policy can provide extensive coverage, according to Farmers Insurance - Young Douglas. This type of coverage is designed to fill the gap left by traditional policy limits, providing an extra level of financial security in the event of a lawsuit or claim above the typical levels that are covered by other policies like general liability and property damage. It can also provide added protection against some types of losses not typically included in general liability insurance policies such as libel, slander, and defamation.

When Might I Need Commercial Umbrella Coverage?

Commercial umbrella coverage may be necessary if your business is facing potential liability for damages or lawsuits greater than the maximum limits provided by other policies such as commercial general liability, employers’ liability, professional indemnity, and property insurance. As explained by Farmers Insurance - Young Douglas, it provides businesses with a cushion against potentially catastrophic losses that may otherwise go unpaid due to insufficient policy limits on those policies.

Related Services: Business Insurance

Get Free Business Insurance Quotes Online at Farmers Insurance - Young Douglas

Would All Businesses Benefit From Commercial Umbrella Insurance?

Not necessarily. The necessity of this type of coverage depends largely on the nature of your business and how much risk you are exposed to daily. If your business carries minimal risk through its operations (e.g., no customers visiting the premises or contracts with suppliers) then you probably don't require a commercial umbrella policy; however, if you regularly encounter customers at your place of work or own expensive equipment in need of protection then getting this extra layer of protection may make sense for your business.

How Can I Get Started With Commercial Umbrella Coverage?

To get started with getting a commercial umbrella policy from us today simply call us at (909) 710-7004 during normal business hours and one of our friendly agents will be happy to answer your questions. 

Frequently Asked Questions

Contact Farmers Insurance - Young Douglas Today for Affordable Insurance Coverage

For many people, acquiring Home Insurance is a mandate set forth by their lender, but everybody needs to protect what is most likely their largest purchase and investment. Getting insured by the experts at Farmers Insurance - Young Douglas is easy. Start your free Homeowners Insurance quote today by clicking on the link above, or calling our toll-free number (909) 303-3722, to speak to a licensed Insurance Agent located at the Ontario California office.

This information is provided as a general overview of homeowners insurance coverage options and is not specific to any particular policy. It is important to speak with your insurance representative and carefully review your policy to fully understand your coverages. Keep in mind that coverage options may vary and underwritten by non-affiliated insurance companies. By submitting your information, you agree to allow our business partners to provide you with a quote.