Business Insurance Advice
-
California Payroll Costs Reshape Small Business Hiring
November 20, 2025
The payroll notification arrived without warning. Becca Westfall, owner of Cycle Life Studio in Sacramento, opened an email from her payroll company expecting routine information. Instead, she found a... -
Why Companies Rely on Our Technician Tools Protection Program
November 17, 2025Contractor tools are expensive to build and even harder to replace. Your technicians carry thousands of dollars’ worth of HVAC gauges, plumbing cameras, electrical meters, landscaping tools, and speci... -
Working Capital Crisis: Why Growing Businesses Face Cash Flow Problems
October 14, 2025The phone call came on a Tuesday morning. A manufacturing company owner had just landed a $1 million contract, four times larger than their typical order. It should have been a cause for celebration. ... -
California Contractors Battle Payment Delays and Theft
November 19, 2025When Payment Stops and Equipment Disappears: California Contractors Face Double Pressure The concrete pour finished Thursday morning. You ordered framing materials for next week. The crew expects thei... -
When the Rain Moves In: Hard Truths for Mobile Car Detailers
October 13, 2025The story below reflects what one mobile car-detailer wrote after 11 years in business: “It’s been raining nearly nonstop this season, we’re talking weeks of gloomy skies with just a couple of dry day... -
EV Charging Stations Can Increase Your Property’s Value—Here’s How
April 26, 2025As California accelerates its transition to electric vehicles (EVs), commercial property owners have a unique opportunity to enhance their property's value and appeal by installing EV charging station...