Home Insurance Advice

We hear this a lot, especially from new homebuyers navigating California’s complex insurance landscape for the first time. After receiving their mortgage approval, they’re told, “Just get a FAIR Plan ...

...and Lower Your Insurance Premium Most homeowners worry about fire, burglary, or wind damage—but water damage is actually one of the most common and expensive risks. Here’s what most people don’t ...

On May 7, 2025, a 3.0-magnitude earthquake occurred off the coast near Malibu, California . While this quake was relatively minor and caused no reported damage, it serves as a reminder that earthquake...

Imagine this: your home suffers major water damage due to faulty construction. The insurance company steps in to investigate and starts the claims process. You begin repairs. You're still waiting for ...

If your home insurance was just canceled after filing two claims, you're probably feeling stuck. You paid for coverage. You used it. Now your policy’s gone—and finding new insurance suddenly feels imp...

When Home Insurance Gets Dropped for Backyard Clutter: What You Need to KnowHomeowners are being dropped from their insurance policies for something as simple as clutter in the backyard—and yes, it’s ...