Home Insurance Advice
-
Minor Home Inspection Repairs Cost $22,000: What Happened
January 03, 2026
The home inspector called them 'minor repairs' on page seven of the 45-page report. A few electrical outlets that needed updating, some weatherproofing around the windows, a small crack in the garage ... -
Hidden Home Defects: California Homeowner Legal Rights
January 03, 2026Three weeks after closing on their Fremont property, a couple climbed into the attic to prepare for painting the guest bedroom. The wife had noticed a dark stain spreading across the ceiling corner. W... -
Emergency Fund Reality: When $10K Can't Cover HVAC Costs
January 02, 2026The text message arrived on a Tuesday afternoon: "AC stopped working. House is 89 degrees and climbing. Kids are miserable." For a Rancho Cucamonga family, that moment transformed their carefully main... -
The $12,000 Sewer Line Backup Nobody Warned You About
January 02, 2026You close on your dream home in Ontario, California. The inspector checked the roof, the foundation, the electrical system. Everything looked solid. Six months later, you walk into your finished basem... -
Neighbor's Dead Tree Damaged Your Fence? California Law Explained
January 02, 2026You heard the crack during last month's windstorm but didn't think much of it until morning. Now your fence sits in splinters under a massive dead eucalyptus tree that's been leaning toward your prope... -
My Roof Leaked After Moving In, the Inspector Missed It
December 28, 2025Two weeks after closing escrow on your California home, the first real rainstorm arrives. You're unpacking boxes in the spare bedroom when you notice it, a dark brown stain spreading across the ceilin...