Home Insurance Advice

Buying a home is one of the most significant financial decisions you can make. If it’s your first home or you’re refinancing an existing mortgage, understanding your debt-to-income ratio (DTI) is esse...

Buying your first home is one of the most significant milestones in life. If you’re in your early 20s, making a modest income, or well into your career, the journey to homeownership can be both exhila...

Buying a home in the Bay Area is a major milestone, but it often comes with hidden challenges. One of the most pressing issues facing buyers in 2025 is homeowners insurance. With fewer carriers in the...

We hear this a lot, especially from new homebuyers navigating California’s complex insurance landscape for the first time. After receiving their mortgage approval, they’re told, “Just get a FAIR Plan ...

...and Lower Your Insurance Premium Most homeowners worry about fire, burglary, or wind damage—but water damage is actually one of the most common and expensive risks. Here’s what most people don’t ...

On May 7, 2025, a 3.0-magnitude earthquake occurred off the coast near Malibu, California . While this quake was relatively minor and caused no reported damage, it serves as a reminder that earthquake...