Home Insurance Advice

Pit Bull Owners Are Getting Dropped By Their Home Coverage (Here's What To Do)

Pit Bull Owners Are Getting Dropped By Their Ho...

Homeowners in the Inland Empire are losing their home coverage because of breed-based exclusions that target pit bulls. This article covers how carriers find out what dog you own, which...

Pit Bull Owners Are Getting Dropped By Their Ho...

Homeowners in the Inland Empire are losing their home coverage because of breed-based exclusions that target pit bulls. This article covers how carriers find out what dog you own, which...

California Mobile Home Park Living: The Costs Nobody Warns You About Before You Sign

California Mobile Home Park Living: The Costs N...

California mobile home park living looks affordable until you see the full monthly bill. This guide breaks down space rent, utility sub-metering, HOA-style park fees, wildfire zone reclassification premium increases,...

California Mobile Home Park Living: The Costs N...

California mobile home park living looks affordable until you see the full monthly bill. This guide breaks down space rent, utility sub-metering, HOA-style park fees, wildfire zone reclassification premium increases,...

The 29.1% FAIR Plan Rate Increase: What Your Bill Will Actually Say

The 29.1% FAIR Plan Rate Increase: What Your Bi...

The California FAIR Plan rate increase approved for October 15, 2026 carries a statewide average of 29.1%, but individual changes range from a 20% decrease to a 50% increase depending...

The 29.1% FAIR Plan Rate Increase: What Your Bi...

The California FAIR Plan rate increase approved for October 15, 2026 carries a statewide average of 29.1%, but individual changes range from a 20% decrease to a 50% increase depending...

Wildfire Risk Scores Are Changing Your Home Premium Right Now

Wildfire Risk Scores Are Changing Your Home Pre...

As of July 1, 2026, California's Regulation 2644 requires every homeowner carrier to disclose a wildfire risk score on renewal notices. Inland Empire homeowners in Chino Hills, Corona, and Fontana...

Wildfire Risk Scores Are Changing Your Home Pre...

As of July 1, 2026, California's Regulation 2644 requires every homeowner carrier to disclose a wildfire risk score on renewal notices. Inland Empire homeowners in Chino Hills, Corona, and Fontana...

Buying Home Coverage in California Before 2027

Buying Home Coverage in California Before 2027

 California's home coverage market is reopening after three years of carrier pullback, but availability and price are moving on separate schedules. Roughly 670,000 homes sit on the FAIR Plan, which...

Buying Home Coverage in California Before 2027

 California's home coverage market is reopening after three years of carrier pullback, but availability and price are moving on separate schedules. Roughly 670,000 homes sit on the FAIR Plan, which...

Don't Let Hidden Erosion Destroy Your Home's Value

Don't Let Hidden Erosion Destroy Your Home's Value

Mobile and manufactured homeowners face a silent threat when erosion develops beneath skirting panels. Water runoff, poor drainage, and soil movement can wash away supporting soil, destabilizing pier foundations and...

Don't Let Hidden Erosion Destroy Your Home's Value

Mobile and manufactured homeowners face a silent threat when erosion develops beneath skirting panels. Water runoff, poor drainage, and soil movement can wash away supporting soil, destabilizing pier foundations and...