Home Insurance Advice

My Lender Says I Only Need the California FAIR Plan. Is That True?

My Lender Says I Only Need the California FAIR ...

We hear this a lot, especially from new homebuyers navigating California’s complex insurance landscape for the first time. After receiving their mortgage approval, they’re told, “Just get a FAIR Plan policy....

My Lender Says I Only Need the California FAIR ...

We hear this a lot, especially from new homebuyers navigating California’s complex insurance landscape for the first time. After receiving their mortgage approval, they’re told, “Just get a FAIR Plan policy....

Recent Earthquake Near Inglewood Highlights the Importance of Earthquake Insurance

Recent Earthquake Near Inglewood Highlights the...

On May 7, 2025, a 3.0-magnitude earthquake occurred off the coast near Malibu, California . While this quake was relatively minor and caused no reported damage, it serves as a...

Recent Earthquake Near Inglewood Highlights the...

On May 7, 2025, a 3.0-magnitude earthquake occurred off the coast near Malibu, California . While this quake was relatively minor and caused no reported damage, it serves as a...

Whole-house water leak detection valve installed to prevent home water damage and qualify for the Farmers Smart Plan Home discount.

How Whole-House Water Leak Detection Can Save Y...

...and Lower Your Insurance Premium Most homeowners worry about fire, burglary, or wind damage—but water damage is actually one of the most common and expensive risks. Here’s what most people...

How Whole-House Water Leak Detection Can Save Y...

...and Lower Your Insurance Premium Most homeowners worry about fire, burglary, or wind damage—but water damage is actually one of the most common and expensive risks. Here’s what most people...

Dropped After Two Home Insurance Claims—Now What?

Dropped After Two Home Insurance Claims—Now What?

If your home insurance was just canceled after filing two claims, you're probably feeling stuck. You paid for coverage. You used it. Now your policy’s gone—and finding new insurance suddenly...

Dropped After Two Home Insurance Claims—Now What?

If your home insurance was just canceled after filing two claims, you're probably feeling stuck. You paid for coverage. You used it. Now your policy’s gone—and finding new insurance suddenly...

Home Insurance Be Canceled While Claim Is Still Open

Home Insurance Be Canceled While Claim Is Still...

Imagine this: your home suffers major water damage due to faulty construction. The insurance company steps in to investigate and starts the claims process. You begin repairs. You're still waiting...

Home Insurance Be Canceled While Claim Is Still...

Imagine this: your home suffers major water damage due to faulty construction. The insurance company steps in to investigate and starts the claims process. You begin repairs. You're still waiting...

Home Insurance Gets Dropped for Backyard Clutter: What You Need to Know

Home Insurance Gets Dropped for Backyard Clutte...

When Home Insurance Gets Dropped for Backyard Clutter: What You Need to KnowHomeowners are being dropped from their insurance policies for something as simple as clutter in the backyard—and yes,...

Home Insurance Gets Dropped for Backyard Clutte...

When Home Insurance Gets Dropped for Backyard Clutter: What You Need to KnowHomeowners are being dropped from their insurance policies for something as simple as clutter in the backyard—and yes,...