We provide education to contractors we work with and to companies that want to support the people doing the work.

Contractors keep work moving. When something goes wrong, tools are stolen, someone gets injured, a vehicle is involved in an accident, everything can stop immediately.

This education exists because most contractors only learn about coverage gaps after a loss happens.

We see the same patterns across trades.

• Tools are not covered the way people think.
• Personal auto policies fail during work-related claims.
• Injuries lead to lost income with no safety net.
• Certificates give a false sense of security.

Contractor education is about helping tradesmen understand what actually happens when work is interrupted and how to reduce that risk before it costs time, income, or future opportunities.

Who Contractor Education is For

Independent Contractors and Tradespeople

This includes contractors who rely on their tools, vehicles, and physical ability to earn income. If something breaks, gets stolen, or is damaged, there is no backup paycheck.

Contractor education is built for:

• Contractors trying to understand risk before experiencing a tool theft, injury, accident, or denied claim
  
• Contractors who already have insurance but still have questions about what is protected, what is not, and where gaps typically appear

Companies that Rely on Contractor Labor Daily

Some businesses depend on installers, technicians, drivers, and specialists to keep jobs moving. When contractors are sidelined, projects slow down or stop.

Contractor education helps these companies reduce disruptions caused by uncovered losses, injuries, or vehicle-related issues.

Companies That Operate Tenant or Franchise Models

Businesses that provide space, branding, or infrastructure to independent operators face unique risks.

This includes:

• Salon suites
• Franchise locations
• Shared workspaces
• Other tenant-based models

While tenants may carry their own insurance, gaps in coverage can still affect:

• Your location
• Your reputation
• Your ability to operate smoothly

Contractor education helps tenants understand their responsibilities while reducing issues that impact the larger business.

Many tenant-based businesses use contractor education to:

• Set clearer expectations
• Reduce risk exposure
• Support independent operators without managing insurance directly