Why Plumbers Deserve More Respect (and Proper Insurance)
The Comment That Hit Home
"When I was in the army, one of my many jobs was maintaining an unfinished toilet… Our job was to use a hose to clean the toilet bowl and then go to the back, where, with the help of another hose, we would help the waste pass from one section of the pipe to another where the pipe was incomplete… I spent a year there pushing waste with the hose and learned to appreciate the wonders of modern plumbing. Now, every time I flush a toilet, it feels like a little miracle."
You can visualize it, right? The grit. The smell. The thankless work.
That comment speaks volumes. Modern plumbing is a behind-the-scenes miracle. And the professionals who keep it working? They’re the real MVPs—and they deserve to be protected, too.
Plumbers Are Artisan Contractors—and They Need the Right Coverage
Plumbers are considered artisan contractors—skilled tradespeople who take on highly specialized work. Whether they’re fixing water lines in high-rises, installing drainage systems in new homes, or showing up at 2 a.m. for an emergency leak, their work is essential.
And like any artisan trade, it comes with risks:
- Property damage during a job
- Injuries to third parties
- Faulty installations
- Expensive tools and equipment that can be lost, damaged, or stolen
Plumbers Earn Every Penny
“I once did the math after a plumber came to fix a blocked sewer pipe and realized that he was charging almost the same hourly rate that I did—and I’m a Systems Integration Engineer with over 20 years of experience. I’m not mad. They earn every penny of that. Let’s see AI take their job.”
— Reddit user
What Plumber Insurance Should Cover
If you’re a plumber—or you run a plumbing business—your insurance should work just as hard as you do. The basics should include:
- General Liability Insurance – Covers property damage or injuries you may cause on a job
- Tool & Equipment Coverage – Protects the tools you rely on from theft or damage
- Workers Compensation – Covers medical costs and lost wages if you or your crew get injured on the job
- Commercial Auto Insurance – If you’re driving to worksites with tools and materials
In the News: Skilled Trades Are Booming in 2025
According to the latest report from the National Association of Home Builders, demand for skilled trades—especially plumbers and HVAC techs—is expected to rise through 2026 due to a nationwide shortage and aging infrastructure.
(Source: nahb.org, March 2025)
That means more jobs, more contracts, and more risk. It’s the perfect time to make sure your coverage is solid.
Get a No-Obligation Quote Today
You work hard. Your insurance should too. Whether you’re a solo plumber or managing a full crew, we’ll help you get the protection you need—without overpaying.
Get a free, no-obligation quote for plumber insurance today.
Cover your tools, your crew, and your future—because every flush is a miracle.