ProMortgage

Managing Broker

David Rubinstein

Meet Our Trusted Partner: David Rubinstein at ProMortgage
With over a decade of experience and a lifetime in real estate, David brings unmatched insight and care to every mortgage transaction. Raised by a realtor mom and a loan officer dad, his expertise is rooted in a deep understanding of both the market and the mortgage process.

Local Expertise in San Rafael & Santa Rosa
Based out of ProMortgage’s San Rafael headquarters and Sonoma office in Santa Rosa, David has helped hundreds of Bay Area families and investors, from first-time buyers using down payment assistance to high-net-worth clients securing jumbo mortgages, navigate competitive markets with confidence.His financing expertise includes mortgage refinance, purchase money mortgages, private money lending, reverse mortgages, HELOCs, Non-QM loans (including no tax return and bank statement mortgages), bridge loans, cash-out refinancing, DSCR loans, construction loans, rehab loans, VA loans, FHA loans, and conforming loans. Known for creative solutions like cross-collateralization or keeping a low-rate first mortgage while adding a second, David consistently finds ways to give clients an edge.

Respected Leader & Advocate
As a leader at ProMortgage, David mentors other loan originators and serves as President of the North Bay Chapter of CAMP. He’s also an active speaker with the National Stuttering Association, empowering others to turn challenges into strengths.Whether you need a jumbo mortgage in Marin County, a VA loan in Sonoma County, or a refinance anywhere in the Bay Area, David brings heart, hustle, and hard-earned wisdom to every deal.