Insurance Agent Serving Long Beach, CA
Your Farmers agent for Long Beach, California
Auto, home, renters, flood, life, and business coverage, handled by phone, text, and email from our Ontario office.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteLong Beach is home to one of the busiest ports in the country, the Queen Mary, and waterfront neighborhoods like Belmont Shore and Naples, along with Bixby Knolls, Los Altos, and North Long Beach. Most of our Long Beach clients handle everything with us by phone, text, and email, and in-person meetings at our Ontario office are available by appointment.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699
Coverage we write for Long Beach residents
Auto
Long Beach drivers share the I-405, I-710, SR-91, and Pacific Coast Highway with heavy port truck traffic. We help you choose liability limits and coverages that fit how you drive.
Auto coverageHomeowners
From Craftsman homes in Bixby Knolls to beach-area homes in Belmont Shore, we review dwelling limits and replacement cost with you.
Home coverageFlood
Standard home policies do not cover flood damage. Low-lying waterfront areas make flood coverage worth a look. We write both NFIP and private flood.
Flood coverageRenters
Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.
Renters coverageCondo
Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.
Condo coverageLife
Protect your family's income and mortgage with life coverage built around your budget.
Life coverageCoverage for Long Beach businesses
We work with Long Beach business owners, from restaurants and shops downtown and along Second Street to trucking and logistics companies that serve the port, on liability, property, commercial auto, and workers' comp.
Business Insurance
General liability, property, and business owner policies for shops, offices, and service businesses.
Business coverageWorkers' Compensation
California requires employers with employees to carry workers' comp, even with just one employee.
Workers' compCommercial Truck
Coverage for owner-operators and small fleets hauling to and from the port.
Commercial truckRestaurants
Liability, property, and workers' comp for restaurants, cafes, and bars.
Restaurant coverageWhy Long Beach residents work with Young Douglas
Real people, not a call center
You get a licensed agent who knows your policies, by phone, text, or email. When something happens, you call people who know you.
More than one company
We are a Farmers agency and are also appointed with other carriers, so if one company says no, we keep looking.
Help with California's changing rules
California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.
Long Beach neighborhoods and ZIP codes we serve
We serve all of Long Beach, including Downtown, Belmont Shore, Naples, Bixby Knolls, Los Altos, and North Long Beach, in ZIP codes 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90810, 90813, 90814, and 90815. We also help clients in nearby Huntington Beach, Anaheim, and Santa Ana.
Curious what coverage might cost first? Try our insurance cost estimator.
Frequently asked questions
Can an Ontario Farmers agent help me if I live in Long Beach?
Yes. Farmers Insurance, Young Douglas serves clients across California. Most Long Beach clients work with us by phone, text, and email, and in-person meetings at our Ontario office (3602 Inland Empire Blvd #C330, Ontario, CA 91764) are available by appointment.
Does homeowners insurance cover flooding in Long Beach?
No. Standard homeowners policies exclude flood damage. Flood coverage is a separate policy through the National Flood Insurance Program or a private flood carrier, and NFIP policies usually have a 30-day waiting period.
What are the minimum car insurance limits in California?
Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.
Do I need workers' comp if my Long Beach business has only one employee?
Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.
Can I bundle home and auto insurance in Long Beach?
Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount.
Get your free Long Beach quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
All areas we serve
Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across California, including Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, Pasadena, and the Inland Empire from our home office in Ontario.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.