Insurance Agent Serving Los Angeles, CA
Your Farmers agent for Los Angeles, California
Auto, home, renters, earthquake, life, and business coverage, handled by phone, text, and email. Hablamos español.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteFrom Downtown and South LA to Hollywood, Koreatown, the Westside, the Harbor area, and the San Fernando Valley, Los Angeles covers a lot of ground and a lot of different coverage needs. After the January 2025 Palisades Fire, many Angelenos are taking a closer look at their home coverage. Our team works remotely and serves Los Angeles clients by phone, text, and email, in English or Spanish. Prefer Spanish? Start a cotización rápida.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699
Coverage we write for Los Angeles residents
Auto
LA drivers spend a lot of time on the I-405, I-10, I-5, I-110, and US-101. We help you choose liability limits and uninsured motorist coverage that fit how much you drive.
Auto coverageHomeowners
Hillside and canyon neighborhoods can face wildfire risk and non-renewals. We review dwelling limits and replacement cost with you and shop more than one company.
Home coverageRenters
Most Angelenos rent. Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.
Renters coverageEarthquake
Standard home, condo, and renters policies do not cover earthquake damage. We compare California Earthquake Authority and private earthquake options.
Earthquake coverageCondo
Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.
Condo coverageLife
Protect your family's income and mortgage with life coverage built around your budget.
Life coverageCoverage for Los Angeles businesses
We work with Los Angeles business owners, from restaurants, food trucks, and shops to contractors and trucking companies, on liability, property, commercial auto, and workers' comp.
Business Insurance
General liability, property, and business owner policies for shops, offices, and service businesses.
Business coverageWorkers' Compensation
California requires employers with employees to carry workers' comp, even with just one employee.
Workers' compFood Trucks and Restaurants
Liability, property, commercial auto, and workers' comp for food trucks, restaurants, and cafes.
Food truck coverageCommercial Truck
Coverage for owner-operators and small fleets hauling through the LA basin and the ports.
Commercial truckWhy Los Angeles residents work with Young Douglas
Real people, not a call center
You get a licensed agent who knows your policies, by phone, text, or email, in English or Spanish. When something happens, you call people who know you.
More than one company
We are a Farmers agency and are also appointed with other carriers, so if one company says no, we keep looking. That matters for homes facing wildfire non-renewals.
Help with California's changing rules
California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.
Los Angeles neighborhoods we serve
We serve all of Los Angeles, including Downtown, South LA, Koreatown, Hollywood, Echo Park, the Westside, San Pedro and the Harbor area, and San Fernando Valley neighborhoods like Van Nuys and North Hollywood. We also help clients in nearby Glendale, Pasadena, Long Beach, and Santa Clarita.
Curious what coverage might cost first? Try our insurance cost estimator.
Frequently asked questions
Can a Farmers agent based in Ontario help me if I live in Los Angeles?
Yes. Farmers Insurance, Young Douglas serves clients across California. Our team works remotely, so Los Angeles clients work with us by phone, text, and email, and in-person meetings at our Ontario office are available by appointment.
What can I do if my Los Angeles home insurance is non-renewed?
You have options. We check other carriers we are appointed with, and if the California FAIR Plan is the only choice, we can pair it with a Difference in Conditions policy to fill gaps like water damage, theft, and liability.
What are the minimum car insurance limits in California?
Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.
Can I get help in Spanish?
Yes. Hablamos español. You can start a Spanish quote online or ask for help in Spanish when you call.
Do I need workers' comp if my Los Angeles business has only one employee?
Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.
Get your free Los Angeles quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
All areas we serve
Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across California, including Los Angeles, San Diego, San Jose, San Francisco, Oakland, Sacramento, Fresno, Bakersfield, Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, Pasadena, and the Inland Empire from our home office in Ontario.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.