Insurance Agent in Ontario, CA

Your local Farmers agent in Ontario, California

Auto, home, renters, life, and business coverage from an office right here in Ontario, on Inland Empire Blvd.

Call (909) 972-0699 or get a free quote below.

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Farmers Insurance, Young Douglas is an Ontario-based agency serving drivers, homeowners, renters, families, and business owners across the city and the rest of the Inland Empire. Whether you live in a brand-new home in Ontario Ranch, rent near the airport, commute on the 10, 15, or 60, or run a business in one of Ontario's industrial parks, our team can walk you through your options in person by appointment, by phone, or by text.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699

Coverage we write for Ontario residents

Auto

Ontario sits where I-10, I-15, and SR-60 meet, so many drivers here spend a lot of time on busy freeways. We help you choose liability limits and coverages that fit how much you drive.

Auto coverage

Homeowners

From older homes near downtown's Euclid Avenue to new construction in Ontario Ranch, we review dwelling limits, wind exposure, and replacement cost with you.

Home coverage

Renters

Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.

Renters coverage

Condo

Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.

Condo coverage

Life

Protect your family's income and mortgage with life coverage built around your budget.

Life coverage

Motorcycle and Recreational

Coverage for motorcycles, ATVs, RVs, and boats.

Motorcycle coverage

Coverage for Ontario businesses

Ontario is one of the Inland Empire's biggest logistics and distribution hubs, with Ontario International Airport, warehouses, trucking operations, contractors, restaurants, and retail throughout the city. We work with local business owners on:

Business Insurance

General liability, property, and business owner policies for shops, offices, and service businesses.

Business coverage

Workers' Compensation

California requires employers with employees to carry workers' comp, even with just one employee.

Workers' comp

Commercial Truck

Coverage for owner-operators and small fleets running the Inland Empire's freight corridors.

Commercial truck

Contractors

Coverage for electricians, HVAC, plumbers, landscapers, and other trades.

Contractor coverage

Why Ontario residents work with a local agent

We're down the street, not a call center

Our office is in Ontario, so you can sit down and go over your policy face to face by appointment. When something happens, you call people who know you.

One agency for home, auto, life, and business

Many of our clients bundle their household policies and also cover their business with us. Having everything in one place makes reviews and claims simpler.

Help with California's changing rules

California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.

Ontario neighborhoods and ZIP codes we serve

We serve all of Ontario, including Ontario Ranch, downtown and the Euclid Avenue corridor, the areas around Ontario International Airport and Ontario Mills, and ZIP codes 91761, 91762, and 91764. We also help clients in nearby Rancho Cucamonga, Upland, Montclair, Chino, Chino Hills, Fontana, and Eastvale.

Curious what coverage might cost first? Try our insurance cost estimator.

Frequently asked questions

Is there a Farmers Insurance agent in Ontario, CA?

Yes. Farmers Insurance, Young Douglas is located at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, and our hours are 9:00 to 5:30. In-person visits are by appointment.

What are the minimum car insurance limits in California?

Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.

Do I need workers' comp if my Ontario business has only one employee?

Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.

Can I bundle home and auto insurance in Ontario?

Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount. Ask us to review both together.

Do you serve cities near Ontario?

Yes. We serve clients throughout the Inland Empire, including Rancho Cucamonga, Upland, Montclair, Chino, Chino Hills, Fontana, and Eastvale, and across California.

Get your free Ontario quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

All areas we serve

From our Ontario office, Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across the Inland Empire, including Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, Eastvale, Pomona, Riverside, Corona, San Bernardino, Moreno Valley, Jurupa Valley, Rialto, Redlands, Claremont, and all of California, including Los Angeles, San Diego, San Jose, San Francisco, Oakland, Sacramento, Fresno, Bakersfield, Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, and Pasadena.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.