Insurance Agent Serving Irvine, CA
Your Farmers agent for Irvine, California
Auto, home, condo, earthquake, life, and business coverage, handled by phone, text, and email from our Ontario office.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteIrvine is a master-planned city built around villages like Woodbridge, Northwood, University Park, Turtle Rock, and Portola Springs, and is home to UC Irvine, the Irvine Spectrum, and the Orange County Great Park. Many Irvine homes are in HOA communities, which changes what your own policy needs to cover. Most of our Irvine clients handle everything with us by phone, text, and email.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699
Coverage we write for Irvine residents
Auto
Irvine drivers use the I-5, I-405, SR-133, SR-261, and SR-73. We help you choose liability limits and coverages that fit how you drive, including for teen drivers and newer cars.
Auto coverageHomeowners
We review dwelling limits and replacement cost with you, and check how your coverage lines up with your HOA's rules.
Home coverageCondo
Your HOA's master policy rarely covers everything inside your unit, including upgrades and loss assessments. We help you close the gap.
Condo coverageEarthquake
Standard home and condo policies do not cover earthquake damage. We compare California Earthquake Authority and private earthquake options.
Earthquake coverageRenters
Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost. A good fit for apartment renters and students.
Renters coverageLife
Protect your family's income and mortgage with life coverage built around your budget.
Life coverageCoverage for Irvine businesses
We work with Irvine business owners, from professional offices and medical practices to tech companies and service businesses, on liability, property, cyber, and workers' comp.
Business Insurance
General liability, property, and business owner policies for offices, shops, and service businesses.
Business coverageWorkers' Compensation
California requires employers with employees to carry workers' comp, even with just one employee.
Workers' compOffices and Professional Services
Coverage built for consultants, agencies, and professional offices.
Office coverageCyber Liability
Help with the costs of a data breach or cyberattack, including notification and recovery.
Cyber coverageWhy Irvine residents work with Young Douglas
Real people, not a call center
You get a licensed agent who knows your policies, by phone, text, or email. When something happens, you call people who know you.
More than one company
We are a Farmers agency and are also appointed with other carriers, so if one company says no, we keep looking.
Help with California's changing rules
California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.
Irvine villages and ZIP codes we serve
We serve all of Irvine, including Woodbridge, Northwood, University Park, Turtle Rock, Quail Hill, and Portola Springs, in ZIP codes 92602, 92603, 92604, 92606, 92612, 92614, 92617, 92618, and 92620. We also help clients in nearby Santa Ana, Huntington Beach, and Anaheim.
Curious what coverage might cost first? Try our insurance cost estimator.
Frequently asked questions
Can an Ontario Farmers agent help me if I live in Irvine?
Yes. Farmers Insurance, Young Douglas serves clients across California. Most Irvine clients work with us by phone, text, and email, and in-person meetings at our Ontario office (3602 Inland Empire Blvd #C330, Ontario, CA 91764) are available by appointment.
Does my HOA's insurance cover my Irvine condo?
Usually only partly. Your HOA's master policy typically covers the building and common areas. A condo policy covers your belongings, your personal liability, and parts of your unit the master policy does not, depending on your HOA documents.
What are the minimum car insurance limits in California?
Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.
Do I need workers' comp if my Irvine business has only one employee?
Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.
Can I bundle home and auto insurance in Irvine?
Yes. Bundling home, condo, or renters coverage with auto is common and may qualify you for a multi-policy discount.
Get your free Irvine quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
All areas we serve
Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across California, including Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, Pasadena, and the Inland Empire from our home office in Ontario.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.