Insurance Agent Serving Bakersfield, CA
Your Farmers agent for Bakersfield, California
Auto, home, commercial truck, farm, life, and business coverage, handled by phone, text, and email.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteBakersfield is the hub of Kern County, built on oil, agriculture, and the trucking routes along SR-99 and SR-58, with neighborhoods like Downtown, Seven Oaks, Rosedale, and the Northwest. Long commutes, work trucks, and farm and energy jobs all shape what good coverage looks like here. Our team works remotely and serves Bakersfield clients by phone, text, and email.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699
Coverage we write for Bakersfield residents
Auto
Bakersfield drivers use SR-99, SR-58, and SR-178 every day, often over long distances. We help you choose liability limits and coverages that fit your miles.
Auto coverageHomeowners
From established homes downtown to newer homes in Seven Oaks and Rosedale, we review dwelling limits and replacement cost with you.
Home coverageRenters
Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.
Renters coverageMobile and Manufactured Homes
Coverage built for mobile and manufactured homes, on owned land or in a park.
Mobile home coverageMotorcycle and Recreational
Coverage for motorcycles, ATVs, RVs, and boats, from desert trails to Lake Isabella.
ATV and off-road coverageLife
Protect your family's income and mortgage with life coverage built around your budget.
Life coverageCoverage for Bakersfield businesses
We work with Bakersfield business owners, from trucking companies and contractors to farms and shops, on liability, property, commercial auto, and workers' comp.
Commercial Truck
Coverage for owner-operators and small fleets running SR-99, SR-58, and the I-5 corridor.
Commercial truckAgriculture
Coverage for farm property, equipment, and liability for agricultural operations.
Agriculture coverageWorkers' Compensation
California requires employers with employees to carry workers' comp, even with just one employee.
Workers' compContractors
Coverage for general contractors, electricians, HVAC, plumbers, and other trades.
Contractor coverageWhy Bakersfield residents work with Young Douglas
Real people, not a call center
You get a licensed agent who knows your policies, by phone, text, or email. When something happens, you call people who know you.
More than one company
We are a Farmers agency and are also appointed with other carriers, so if one company says no, we keep looking.
Help with California's changing rules
California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.
Bakersfield neighborhoods we serve
We serve all of Bakersfield, including Downtown, Seven Oaks, Rosedale, the Northwest, and East Bakersfield, plus the rest of Kern County. We also help clients in Fresno and over the Grapevine in Santa Clarita.
Curious what coverage might cost first? Try our insurance cost estimator.
Frequently asked questions
Can a Farmers agent based in Ontario help me if I live in Bakersfield?
Yes. Farmers Insurance, Young Douglas serves clients across California. Our team works remotely, so Bakersfield clients work with us by phone, text, and email, and in-person meetings at our Ontario office are available by appointment.
Does my personal auto policy cover my work truck?
Not always. If you use a truck mainly for business or haul for hire, a personal policy may limit or exclude that use. Commercial auto or commercial truck coverage is built for vehicles used in your work.
What are the minimum car insurance limits in California?
Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.
Do I need workers' comp if my Bakersfield business has only one employee?
Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.
Can I bundle home and auto insurance in Bakersfield?
Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount.
Get your free Bakersfield quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
All areas we serve
Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across California, including Los Angeles, San Diego, San Jose, San Francisco, Oakland, Sacramento, Fresno, Bakersfield, Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, Pasadena, and the Inland Empire from our home office in Ontario.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.