Convenience Store, Liquor Store, and Gas Station Insurance in California

Coverage built for convenience stores, liquor stores, and gas stations

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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Long hours, cash on hand, alcohol sales, and fuel pumps make these businesses more complex to insure than a typical store. We help Inland Empire owners find coverage that fits their operation.

Who we cover

  • Convenience stores and mini-marts
  • Liquor stores
  • Gas stations with or without a store
  • Smoke shops
  • Corner markets and bodegas

Coverage to consider

General liability

Covers customer injuries on your premises.

Liquor liability

Can apply to stores that sell alcohol, depending on the situation.

Commercial property

Covers the building, coolers, inventory, and signage.

Crime coverage

Helps with robbery, burglary, and employee theft.

Pollution and storage tank coverage

Gas stations may need coverage for fuel spills and underground tanks.

Workers' comp

Required for employees.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

Robberies and break-ins, customer slip-and-falls, cooler breakdowns and spoiled inventory, fuel spills, and alcohol-related incidents are the biggest risks for these businesses.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with convenience stores, liquor stores, and gas stations throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

Do liquor stores need liquor liability?

It depends on your operation and landlord requirements. We'll review your alcohol sales and recommend what fits.

Are gas pumps and fuel tanks covered?

Fuel systems usually need specialized coverage, including pollution and storage tank coverage.

Does crime coverage cover armed robbery?

Crime coverage can help with money and inventory losses from robbery, depending on the policy.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

Get your free quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.