Insurance Agent in Fontana, CA

Your local Farmers agent serving Fontana, California

Auto, home, renters, life, and business coverage from a nearby Inland Empire office.

Call (909) 972-0699 or get a free quote below.

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Fontana has grown from its steel-mill history into one of the Inland Empire's largest cities, with neighborhoods like Sierra Lakes and fast-growing north Fontana. Our Ontario office is a short drive west on the I-10, so Fontana residents can visit us or handle everything by phone and text.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Coverage we write for Fontana residents

Auto

Fontana sits where the I-10, I-15, and SR-210 meet, and many residents commute long distances or drive for work. We help you pick limits that fit how much you're on the road.

Auto coverage

Homeowners

From established neighborhoods in south Fontana to newer homes in the north end, we review dwelling limits, replacement cost, and wind exposure with you.

Home coverage

Renters

Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.

Renters coverage

Condo

Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.

Condo coverage

Life

Protect your family's income and mortgage with life coverage built around your budget.

Life coverage

Motorcycle and Recreational

Coverage for motorcycles, ATVs, RVs, and boats.

Motorcycle coverage

Coverage for Fontana businesses

Fontana is a major logistics and trucking hub. We help owner-operators, small fleets, contractors, and local businesses with commercial truck, business, and workers' comp coverage.

Business Insurance

General liability, property, and business owner policies for shops, offices, and service businesses.

Business coverage

Workers' Compensation

California requires employers with employees to carry workers' comp, even with just one employee.

Workers' comp

Commercial Truck

Coverage for owner-operators and small fleets running the Inland Empire's freight corridors.

Commercial truck

Contractors

Coverage for electricians, HVAC, plumbers, landscapers, and other trades.

Contractor coverage

Why Fontana residents work with a local agent

A real office nearby, not a call center

Our office is in Ontario, a short drive from Fontana, so you can stop in and go over your policy face to face. When something happens, you call people who know you.

One agency for home, auto, life, and business

Many of our clients bundle their household policies and also cover their business with us. Having everything in one place makes reviews and claims simpler.

Help with California's changing rules

California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.

Fontana neighborhoods and ZIP codes we serve

We serve all of Fontana, including Sierra Lakes, north Fontana, and south Fontana, in ZIP codes 92335, 92336, and 92337. We also help clients in nearby Rancho Cucamonga, Ontario, Eastvale, and Upland.

Curious what coverage might cost first? Try our insurance cost estimator.

Frequently asked questions

Is there a Farmers Insurance agent near Fontana, CA?

Yes. Farmers Insurance, Young Douglas serves Fontana from our office at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, open 9:00 to 5:30.

Do you insure owner-operator trucks in Fontana?

Yes. We work with owner-operators and small fleets on commercial truck coverage, including liability, physical damage, and cargo options.

What are the minimum car insurance limits in California?

Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.

Do I need workers' comp if my Fontana business has only one employee?

Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.

Can I bundle home and auto insurance in Fontana?

Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount.

Get your free Fontana quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.