General Contractor Insurance in California
Coverage built for general contractors and builders
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteGeneral contractors juggle subcontractors, job sites, equipment, and contract insurance requirements all at once. We help Inland Empire GCs and builders line up the coverage and certificates they need to win bids and stay protected.
Who we cover
- Residential general contractors
- Commercial general contractors
- Remodeling and renovation companies
- Tenant improvement contractors
- Home builders
Coverage to consider
General liability
Covers property damage and injuries arising from your projects.
Builder's risk
Protects buildings under construction and materials on site.
Contractor's equipment
Covers tools and heavy equipment on the job and in transit.
Commercial auto
Covers your work trucks and company vehicles.
Umbrella
Adds higher liability limits often required by contracts.
Workers' comp
Required for employees, and CSLB requires proof of coverage or a valid exemption.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Job site injuries, subcontractor claims, theft of tools and materials, property damage to neighboring buildings, and construction defect claims are the biggest risks for GCs.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with general contractors and builders throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
Do I need certificates of insurance from my subcontractors?
It's a best practice. Collecting certificates helps make sure your subs' claims don't land on your policy.
What is builder's risk insurance?
It protects a building while it's under construction, along with materials stored on site.
Can you help with my CSLB bond too?
Yes. We can help with your contractor's license bond along with your insurance.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.