Office and Professional Services Insurance in California

Coverage built for offices and professional service firms

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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CPAs, real estate offices, mortgage brokers, attorneys, consultants, and other professionals face risks beyond a slip in the lobby. We help Inland Empire offices protect their space, their data, and their professional reputation.

Who we cover

  • Accountants, CPAs, and bookkeepers
  • Real estate and mortgage offices
  • Law offices
  • Consultants and financial professionals
  • Insurance, tax, and notary offices

Coverage to consider

Business owner's policy (BOP)

Bundles property and liability coverage for many offices.

Professional liability (E&O)

Covers claims that a mistake or missed detail in your work caused a client financial harm.

Cyber liability

Helps with data breaches, ransomware, and client notification costs.

Employment practices liability

Covers claims from employees such as wrongful termination or discrimination.

Workers' comp

Required for your employees.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

Client claims of errors, data breaches involving client information, and employment-related claims are the biggest risks for professional offices.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with offices and professional service firms throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

Does general liability cover professional mistakes?

No. Errors in your professional work are covered by professional liability (E&O), not general liability.

Do small offices need cyber insurance?

If you store client information like Social Security numbers or bank details, cyber coverage is worth serious consideration.

Can I bundle office coverage in one policy?

Many offices can combine property and liability in a BOP, then add E&O and cyber as needed.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

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Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.