School, Tutoring, and After-School Program Insurance in California

Coverage built for private schools, tutoring centers, and after-school programs

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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Education businesses serve students of all ages, often with a mix of classrooms, field trips, and online sessions. We help Inland Empire schools, tutors, and enrichment programs protect their students and their operations.

Who we cover

  • Private and charter-affiliated schools
  • Tutoring and test-prep centers
  • After-school and enrichment programs
  • Music, art, and dance schools
  • Driving and trade schools

Coverage to consider

General liability

Covers injuries to students, parents, and visitors.

Professional liability

Covers claims tied to instruction or educational services.

Sexual misconduct and abuse liability

Essential for programs serving minors.

Commercial property

Protects classrooms, equipment, and supplies.

Cyber liability

Helps if student or family records are exposed in a breach.

Workers' comp

Required for teachers, tutors, and staff who are employees.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

Student injuries, allegations involving staff, data breaches of student records, and claims about instruction are the biggest risks for education businesses.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with private schools, tutoring centers, and after-school programs throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

Do tutoring centers need professional liability?

It's worth considering. Professional liability covers claims that your instruction or services didn't deliver what was promised.

Are field trips covered?

It depends on the policy and how students are transported. Tell us about off-site activities so we can confirm coverage.

Do online tutoring businesses need insurance?

Yes. Professional and cyber liability can matter even if you never meet students in person.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

Get your free quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.