Box Truck and Last-Mile Delivery Insurance in California
Coverage built for box truck, hotshot, and last-mile delivery businesses
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteThe Inland Empire moves a huge share of the goods headed to Southern California doorsteps, and a lot of it rides in box trucks, cargo vans, and hotshot rigs. We help local delivery and freight businesses get the commercial auto and cargo coverage their contracts require.
Who we cover
- Box truck owner-operators
- Last-mile and route delivery companies
- Cargo van and sprinter van operators
- Hotshot trucking
- Courier and expedited delivery services
Coverage to consider
Commercial auto liability
Covers injuries and damage your trucks and vans cause to others.
Physical damage
Covers repairs or replacement for your own vehicles after an accident, theft, or vandalism.
Motor truck cargo
Protects the freight you're hauling for customers.
Hired and non-owned auto
Covers liability when employees drive rented or personal vehicles for your business.
General liability
Covers injuries and property damage at delivery stops and customer locations.
Workers' comp
Required for employees, and lifting and loading injuries are common.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Rear-end and backing accidents, damaged or stolen cargo, driver injuries while loading, and property damage at delivery stops are the most common claims for delivery businesses.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with box truck, hotshot, and last-mile delivery businesses throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
Does my personal auto policy cover delivery work?
Usually not. Personal policies commonly exclude vehicles used to deliver goods for pay, so a commercial auto policy is typically needed.
What is motor truck cargo coverage?
It covers the goods you're hauling for customers if they're damaged or stolen while in your care.
Can I add drivers as my business grows?
Yes. Commercial auto policies can be updated as you add drivers and vehicles.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.