Commercial Auto Insurance in California

Coverage built for businesses that use vehicles for work

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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If you or your employees drive for work, your personal auto policy may not cover it. Commercial auto protects the trucks, vans, and cars your business depends on, and the liability that comes with them.

Who we cover

  • Contractors with work trucks and vans
  • Delivery and service businesses
  • Businesses with company cars
  • Employees driving personal cars for work
  • Businesses that rent vehicles

Coverage to consider

Liability

Covers injuries and damage your business vehicles cause to others.

Physical damage

Covers repairs to your vehicles after an accident, theft, or vandalism.

Uninsured motorist

Protects you and your drivers when the other driver has no insurance.

Hired and non-owned auto

Covers liability when employees drive rented or personal vehicles for your business.

Medical payments

Helps with medical costs for you and your passengers.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

At-fault accidents, uninsured drivers, theft of vehicles and tools, and employees using personal cars for errands are the most common commercial auto claims.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with businesses that use vehicles for work throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

When do I need commercial auto instead of personal auto?

If a vehicle is owned by the business, used to haul tools or goods, or driven regularly for work, commercial auto is usually needed.

Are my employees covered driving their own cars for work?

Hired and non-owned auto coverage protects your business in those situations.

Do you cover semi-trucks too?

Yes. We work with commercial truck coverage for owner-operators and fleets.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

Get your free quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.