Employment Practices Liability Insurance (EPLI) in California
Coverage built for California employers
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteCalifornia is one of the most active states for employment claims. Even a well-run small business can face a claim from a current or former employee. EPLI helps cover legal defense and settlements so one claim doesn't sink your business.
Who we cover
- Businesses with employees
- Restaurants and retailers with high turnover
- Offices and professional firms
- Contractors with crews
- Non-profits and churches with staff
Coverage to consider
Wrongful termination
Covers claims that an employee was fired unlawfully.
Discrimination and harassment
Covers claims of discrimination or harassment at work.
Retaliation
Covers claims that an employee was punished for a protected action.
Legal defense
Helps pay attorney fees, which can be costly even when a claim has no merit.
Third-party coverage
Can extend to claims from customers or vendors, depending on the policy.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Wrongful termination, harassment, discrimination, retaliation, and failure-to-promote claims are the most common employment claims.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with California employers throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
Is EPLI included in general liability?
No. Employment-related claims are generally excluded from general liability and need an EPLI policy.
Do small businesses really get sued by employees?
Yes. Small businesses often lack HR departments, which can make claims harder to defend.
Does EPLI cover wage and hour claims?
Most EPLI policies exclude or limit wage and hour claims. We'll review what's included.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.