Insurance Agent in Redlands, CA

Your local Farmers agent serving Redlands, California

Auto, home, renters, life, and business coverage from a nearby Inland Empire office.

Call (909) 972-0699 or get a free quote below.

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Redlands is known for its historic Victorian homes, citrus heritage, the University of Redlands, and the Redlands Bowl, with a walkable downtown along State Street. Our Ontario office is a drive west on the I-10, so Redlands residents can visit us or handle everything by phone and text.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Coverage we write for Redlands residents

Auto

Redlands drivers use the I-10 and SR-210 to get around the Inland Empire, and many make regular trips to Big Bear and the mountains. We help you choose limits and coverages that fit how you drive.

Auto coverage

Homeowners

Redlands has many historic and older homes, which can need special attention to replacement cost, roof age, and updated systems. Homes near the foothills can also face wildfire exposure. We review it all with you.

Home coverage

Renters

Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.

Renters coverage

Condo

Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.

Condo coverage

Life

Protect your family's income and mortgage with life coverage built around your budget.

Life coverage

Motorcycle and Recreational

Coverage for motorcycles, ATVs, RVs, and boats.

Motorcycle coverage

Coverage for Redlands businesses

We work with Redlands business owners downtown, along Redlands Boulevard, and in the city's distribution areas on liability, property, workers' comp, and commercial auto.

Business Insurance

General liability, property, and business owner policies for shops, offices, and service businesses.

Business coverage

Workers' Compensation

California requires employers with employees to carry workers' comp, even with just one employee.

Workers' comp

Commercial Truck

Coverage for owner-operators and small fleets running the Inland Empire's freight corridors.

Commercial truck

Contractors

Coverage for electricians, HVAC, plumbers, landscapers, and other trades.

Contractor coverage

Why Redlands residents work with a local agent

A real office nearby, not a call center

Our office is in Ontario, a short drive from Redlands, so you can stop in and go over your policy face to face. When something happens, you call people who know you.

One agency for home, auto, life, and business

Many of our clients bundle their household policies and also cover their business with us. Having everything in one place makes reviews and claims simpler.

Help with California's changing rules

California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.

Redlands neighborhoods and ZIP codes we serve

We serve all of Redlands, including downtown, the historic districts, south Redlands near the foothills, and the area around the University of Redlands, in ZIP codes 92373 and 92374. We also help clients in nearby San Bernardino, Moreno Valley, Rialto, and Fontana.

Curious what coverage might cost first? Try our insurance cost estimator.

Frequently asked questions

Is there a Farmers Insurance agent near Redlands, CA?

Yes. Farmers Insurance, Young Douglas serves Redlands from our office at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, open 9:00 to 5:30.

Do you insure historic Victorian homes in Redlands?

Yes. Historic homes often need a dwelling limit based on the cost to rebuild with similar materials and craftsmanship. We help you set coverage that reflects that.

What are the minimum car insurance limits in California?

Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.

Do I need workers' comp if my Redlands business has only one employee?

Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.

Can I bundle home and auto insurance in Redlands?

Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount.

Get your free Redlands quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.