Insurance Agent in Moreno Valley, CA
Your local Farmers agent serving Moreno Valley, California
Auto, home, renters, life, and business coverage from a nearby Inland Empire office.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteMoreno Valley is one of the fastest-growing cities in Riverside County, next to March Air Reserve Base and Lake Perris, with large distribution centers along the SR-60 corridor. Our Ontario office is a drive west on the 60, so Moreno Valley residents can meet with us by appointment or take care of everything by phone and text.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30, visits by appointment
Phone: (909) 972-0699
Coverage we write for Moreno Valley residents
Auto
Moreno Valley drivers rely on the SR-60 and I-215, and many commute to Riverside, Orange County, or Los Angeles. We help you set liability limits and coverages that fit long commutes.
Auto coverageHomeowners
Many Moreno Valley homes are newer construction, and homes near the surrounding hills can face wildfire exposure. We help you set a dwelling limit based on today's rebuilding costs.
Home coverageRenters
Renters coverage protects your belongings and gives you personal liability protection, usually for a small monthly cost.
Renters coverageCondo
Your HOA's master policy rarely covers everything inside your unit. We help you close the gap.
Condo coverageLife
Protect your family's income and mortgage with life coverage built around your budget.
Life coverageCoverage for Moreno Valley businesses
Moreno Valley's warehouses and logistics centers create steady demand for trucking, warehouse, and workers' comp coverage. We also work with local retailers, restaurants, and contractors.
Business Insurance
General liability, property, and business owner policies for shops, offices, and service businesses.
Business coverageWorkers' Compensation
California requires employers with employees to carry workers' comp, even with just one employee.
Workers' compCommercial Truck
Coverage for owner-operators and small fleets running the Inland Empire's freight corridors.
Commercial truckContractors
Coverage for electricians, HVAC, plumbers, landscapers, and other trades.
Contractor coverageWhy Moreno Valley residents work with a local agent
A real office nearby, not a call center
Our office is in Ontario, a short drive from Moreno Valley, so you can meet with us face to face by appointment. When something happens, you call people who know you.
One agency for home, auto, life, and business
Many of our clients bundle their household policies and also cover their business with us. Having everything in one place makes reviews and claims simpler.
Help with California's changing rules
California raised its minimum auto liability limits to 30/60/15 starting January 1, 2025, and the home insurance market has tightened for many homeowners. We keep you informed when changes affect your coverage.
Moreno Valley neighborhoods and ZIP codes we serve
We serve all of Moreno Valley, including Sunnymead, Moreno Valley Ranch, and the neighborhoods near Lake Perris and March Air Reserve Base, in ZIP codes 92551, 92553, 92555, and 92557. We also help clients in nearby Riverside, Redlands, San Bernardino, and Jurupa Valley.
Curious what coverage might cost first? Try our insurance cost estimator.
Insurance Services in Moreno Valley
Explore the coverage we help Moreno Valley drivers, families, and businesses put in place.
- Auto Insurance
- Homeowners Insurance
- Renters Insurance
- Condo Insurance
- Business Insurance
- Workers' Compensation
- Commercial Auto Insurance
- Whole Life Insurance
- Term Life Insurance
- Insurance Cost Estimator
Nearby areas we serve:
Frequently asked questions
Is there a Farmers Insurance agent near Moreno Valley, CA?
Yes. Farmers Insurance, Young Douglas serves Moreno Valley from our office at 3602 Inland Empire Blvd #C330, Ontario, CA 91764. Office hours are 9:00 to 5:30, and in-person visits are by appointment.
Do you insure boats used at Lake Perris?
Yes. We help with boat, jet ski, and personal watercraft coverage, along with the trailer you tow them on.
What are the minimum car insurance limits in California?
Since January 1, 2025, California requires at least $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage (30/60/15). Many drivers choose higher limits for better protection.
Do I need workers' comp if my Moreno Valley business has only one employee?
Yes. California requires employers to carry workers' compensation for their employees, even if you have only one.
Can I bundle home and auto insurance in Moreno Valley?
Yes. Bundling home or renters coverage with auto is common and may qualify you for a multi-policy discount.
Get your free Moreno Valley quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
All areas we serve
From our Ontario office, Farmers Insurance, Young Douglas serves drivers, homeowners, families, and businesses across the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, Eastvale, Pomona, Riverside, Corona, San Bernardino, Jurupa Valley, Rialto, Redlands, Claremont, and all of California, including Los Angeles, San Diego, San Jose, San Francisco, Oakland, Sacramento, Fresno, Bakersfield, Long Beach, Anaheim, Irvine, Santa Ana, Huntington Beach, Santa Clarita, Glendale, and Pasadena.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.