Auto Repair and Body Shop Insurance in California
Coverage built for auto repair shops, body shops, and mechanics
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteWhen customers leave their cars with you, you're responsible for them. Auto repair and body shops need coverage for the shop, the work, and the vehicles in your care. We help Inland Empire shop owners get it right.
Who we cover
- General auto repair shops
- Collision and body shops
- Tire and smog shops
- Mobile mechanics
- Transmission and specialty shops
Coverage to consider
Garage liability
Covers injuries and damage arising from your shop operations.
Garagekeepers
Protects customers' vehicles while they're in your care, custody, or control.
Commercial property
Covers your building, lifts, tools, and equipment.
Tools and equipment
Protects tools that travel with mobile mechanics.
Commercial auto
Covers shop-owned vehicles like tow or parts-runner trucks.
Workers' comp
Required for employees, and shop injuries are common.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Customer vehicles damaged on lifts or in the lot, fires from paint booths or welding, faulty repair claims, and employee injuries are the biggest risks for repair shops.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with auto repair shops, body shops, and mechanics throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
What is garagekeepers coverage?
It covers damage to customers' vehicles while they're in your shop, whether from fire, theft, vandalism, or an accident on a test drive, depending on the options you choose.
Does general liability cover customer cars?
Usually not. Standard liability policies often exclude property in your care, which is why garagekeepers coverage matters.
Do mobile mechanics need insurance?
Yes. Mobile mechanics usually need liability, tools coverage, and commercial auto for the vehicle they work from.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.