Tow Truck Insurance in California
Coverage built for tow truck operators and towing companies
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteTowing companies carry unique risks: your own trucks on the road, and your customers' vehicles on the hook or in your yard. We help Inland Empire tow operators get the specialized coverage their business needs.
Who we cover
- Owner-operator tow trucks
- Towing and roadside assistance companies
- Flatbed and wrecker operators
- Impound and storage yards
- Repossession companies
Coverage to consider
Commercial auto liability
Covers injuries and damage caused by your tow trucks.
On-hook towing coverage
Protects the customer's vehicle while it's being towed.
Garagekeepers
Covers customers' vehicles stored in your lot or yard.
Physical damage
Covers repairs to your own tow trucks after an accident.
Workers' comp
Required for employees, and roadside work is high risk.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Roadside accidents, vehicles damaged during hookup or transport, theft or damage in the storage yard, and driver injuries are the most common towing claims.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with tow truck operators and towing companies throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
What is on-hook coverage?
It covers damage to a customer's vehicle while it's attached to or loaded on your tow truck.
Does my commercial auto policy cover the car I'm towing?
Usually not. The car being towed needs on-hook coverage.
Do I need coverage for my impound yard?
If you store vehicles, garagekeepers coverage helps protect them against losses like theft or fire.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.