Church and Non-Profit Insurance in California

Coverage built for churches, ministries, and non-profit organizations

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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Churches and non-profits serve their communities with buildings, volunteers, youth programs, and vans on the road. We help Inland Empire congregations and organizations protect their mission and the people they serve.

Who we cover

  • Churches and places of worship
  • Ministries and faith-based organizations
  • Community non-profits and charities
  • Clubs and associations
  • Youth organizations

Coverage to consider

Property

Protects your building, sanctuary, furnishings, and equipment.

General liability

Covers injuries to members, visitors, and guests.

Sexual misconduct and abuse liability

Protects the organization, especially important with youth programs.

Directors and officers

Protects board members and leaders from claims tied to their decisions.

Commercial auto

Covers church vans and vehicles used for ministry.

Workers' comp

Required for paid employees, including part-time staff.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

Injuries at services and events, youth program incidents, van accidents, property damage, and claims against board decisions are the biggest exposures for churches and non-profits.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with churches, ministries, and non-profit organizations throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

Do volunteers need to be covered?

Volunteers aren't employees for workers' comp purposes, but volunteer accident coverage and liability protection are worth reviewing.

Does our policy cover events held off-site?

It depends on the policy. Tell us about retreats, camps, and off-site events so we can confirm coverage.

Do we need coverage for the church van?

Yes. Vehicles owned by the organization need commercial auto coverage.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

Get your free quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.