Roofing Contractor Insurance in California
Coverage built for roofing contractors
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteRoofing is one of the highest-risk trades, and California holds roofers to stricter insurance rules than most contractors. We help Inland Empire roofing companies get the coverage they need to stay licensed and protected.
Who we cover
- Residential roofers
- Commercial roofers
- Re-roof and repair specialists
- Solar-ready and cool roof installers
- Gutter and roof maintenance companies
Coverage to consider
General liability
Covers property damage and injuries arising from your roofing work.
Workers' comp
CSLB requires C-39 roofing contractors to carry workers' comp, even without employees.
Contractor's equipment
Covers ladders, nail guns, and tools.
Commercial auto
Covers work trucks and trailers.
Umbrella
Adds higher liability limits for larger commercial jobs.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Falls, water damage from leaks during a re-roof, fire from torch-down work, and damaged property below the roofline are the most common roofing claims.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with roofing contractors throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
Frequently asked questions
Do roofers need workers' comp without employees?
Yes. CSLB requires C-39 roofing contractors to carry workers' compensation regardless of whether they have employees.
Why is roofing insurance more expensive than other trades?
Roofing carries higher injury and property damage risk, which carriers factor into pricing.
Does general liability cover a leak after I finish a job?
Coverage for completed work depends on your policy. We'll review completed operations coverage with you.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.