Medical and Dental Office Insurance in California
Coverage built for medical, dental, and healthcare offices
From a local Farmers agency in Ontario, serving the Inland Empire and all of California.
Call (909) 972-0699 or get a free quote below.
Get My Free QuoteHealthcare offices hold expensive equipment and sensitive patient records, and they see a steady stream of patients every day. We help Inland Empire practices protect their office, their staff, and their data.
Who we cover
- Medical and physician offices
- Dental offices
- Chiropractic and physical therapy clinics
- Optometry offices
- Med spas and wellness clinics
Coverage to consider
Business owner's policy (BOP)
Bundles property and liability coverage for many offices.
Commercial property
Protects medical and dental equipment, furniture, and improvements.
Cyber liability
Helps with breaches involving patient records and ransomware attacks.
Employment practices liability
Covers claims from employees like wrongful termination or harassment.
Workers' comp
Required for employees.
Professional liability
Malpractice is usually placed with specialty carriers, and we can help coordinate it with the rest of your coverage.
Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.
Common risks we help you plan for
Patient slip-and-falls, data breaches and ransomware, equipment damage, and employment claims are among the biggest risks for healthcare offices.
Why work with a local agent
Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699
Areas we serve
We work with medical, dental, and healthcare offices throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.
Related coverage
- Cyber liability insurance
- Employment practices liability (EPLI)
- Office and professional services insurance
Frequently asked questions
Does a BOP cover malpractice?
No. Malpractice (professional liability) is a separate policy, usually from specialty carriers.
Why do medical offices need cyber coverage?
Patient records are a common ransomware target, and breach response can be expensive.
Is expensive equipment covered?
Commercial property and equipment breakdown coverage can protect imaging, dental chairs, and other equipment.
Do you serve businesses outside Ontario?
Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.
Get your free quote
Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.
Disclaimer
Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.