Real Estate and Mortgage Professional Insurance in California

Coverage built for real estate agents, brokers, and mortgage professionals

From a local Farmers agency in Ontario, serving the Inland Empire and all of California.

Call (909) 972-0699 or get a free quote below.

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Real estate and mortgage professionals handle some of the biggest financial decisions their clients ever make, along with sensitive personal and financial data. A missed disclosure or a data breach can turn into an expensive claim. We help Inland Empire agents, brokerages, loan officers, and escrow offices protect their business and their license.

Who we cover

  • Real estate agents and brokerages
  • Property managers
  • Mortgage brokers and loan officers
  • Escrow and title offices
  • Appraisers and transaction coordinators

Coverage to consider

Errors and omissions (E&O)

Covers claims that a mistake or missed detail in your professional work caused a client financial harm. Many brokerages require it.

Cyber liability

Helps with data breaches, wire fraud schemes, and client notification costs, a major risk in real estate and lending.

General liability

Covers injuries at your office or at open houses and related claims.

Business owner's policy (BOP)

Bundles office property and liability coverage for many offices.

Employment practices liability

Covers claims from employees such as wrongful termination or harassment.

Workers' comp

Required for employees, including assistants and office staff.

Coverage options, limits, and eligibility vary by carrier and are subject to underwriting. We'll match you with the right options from the carriers available to our agency.

Common risks we help you plan for

Disclosure disputes, wire fraud and funds diverted by email scams, data breaches involving client records, and injuries at open houses are among the biggest risks for real estate and mortgage professionals.

Why work with a local agent

Our office is at 3602 Inland Empire Blvd #C330, Ontario, CA 91764, so you can sit down with us in person or handle everything by phone and text. We review your operations, explain your options in plain language, and help when it's time to file a claim.

Young Douglas Insurance
3602 Inland Empire Blvd #C330, Ontario, CA 91764
Office hours: 9:00 to 5:30
Phone: (909) 972-0699

Areas we serve

We work with real estate agents, brokers, and mortgage professionals throughout the Inland Empire, including Ontario, Rancho Cucamonga, Chino Hills, Chino, Upland, Fontana, Montclair, and Eastvale, and across California.

Related coverage

Frequently asked questions

Does my brokerage's E&O policy cover me?

Some brokerages cover their agents, and some require agents to carry their own policy. Ask your broker for the details, and we can review whether you need your own coverage.

What is wire fraud coverage?

Criminals often send fake wiring instructions during closings. Cyber and social engineering coverage can help when funds are diverted, depending on the policy.

Do open houses create liability?

Yes. Visitors can be injured during showings, and general liability helps protect you from those claims.

Do you serve businesses outside Ontario?

Yes. Our office is in Ontario, and we serve businesses throughout the Inland Empire and across California.

Get your free quote

Farmers Insurance, Young Douglas. CA License #4091974. Coverage, discounts, and eligibility vary and are subject to underwriting.

Disclaimer

Farmers Insurance - Young Douglas provides home, auto, life, and commercial insurance products independently. References to mortgage brokers, real estate agents, or other professionals are for convenience only and do not imply a referral arrangement or financial affiliation.